settle-for-less

Avoid bankruptcy and wage garnishment

We use our practical, proven system to ensure that you get the very best negotiation on your debts, although debt negotiation is not our main focus we are more than happy to do this for you as a add on to your program.

The Shielded Circle of Protection program is a true alternative to bankruptcy. This state of the art, modular system helps you regain your financial freedom without the expense and embarrassment of bankruptcy. The Shielded Circle program protects personal assets, bank accounts, income, and most important, your integrity. Through our system of superior liens, our creditor deterrence techniques, and our garnishment protection devices we are able to provide you complete peace of mind. Our team consists of professionals who have researched and studied the banking system and how they use their aggressive tactics to scare the average consumer into paying outrageous interest and fees. We counter that with our own legal protection techniques that thwart the creditor’s collection attempts.

Until recently, it seemed that filing Chapter 7 bankruptcy was the answer for many people with financial problems. Perhaps it was the best option at one time, but that changed in October of 2005 when new legislation made it nearly impossible to file a Chapter 7 discharge bankruptcy. Whatever you do, DO NOT let your creditors bully you into a Chapter 13 repayment bankruptcy. And believe me; they will try to tell you Chapter 13 is your only option. However, if you are in the Shielded Circle of protection, this is simply NOT TRUE.