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The credit bureaus are obligated to correct inaccuracies when these are proven to them, but they’re not held responsible for the financial damage these inaccuracies can cause you before they’re corrected.
Even people who don’t want to borrow money can be damaged by inaccuracies in their credit reports.
This is because insurance companies use credit reports to approve applications and renewals. They may deny or raise premium rates based on what’s in a credit report — which many people don’t know. Many employers pull credit reports on employees they’re considering for promotions, especially highly responsible positions involving money. Negative events on a credit report may cause a person to be turned down for a job, lose a promotion, or even be terminated. Yet, if these problems are caused by an inaccurate entry in a person’s credit report, all they can do is have the bureaus correct it.
Until recently, responsible credit-management advice was limited to improving future credit scores. Always pay on time. Pay more than the minimum if possible but never any less. Pay
balances down to low levels… and so on. And what about past mistakes? What if the debtor has a bankruptcy, foreclosure, repossession, tax lien, judgment, or other highly negative event on their record? “Wait”, they are told. Just . . . “wait.” It will drop off in seven years (ten years if a Chapter 7 bankruptcy). Even simple late payments hurt credit scores for seven years. This is all good advice, as far as it goes. However, it does not address your need for cash now, especially when now is such a good time to buy a house or car. What if there were responsible and effective ways for you to avoid waiting 10% of your lifespan before the world stops holding your past credit sins against you?
Our partner credit restoration firm has a process for making negative credit events “invisible” on your credit reports. If they cannot be seen, they do not affect your FICO score. Would you like to see your credit score go up 60 – 120 points? There is no guarantee that will happen; however, our partner credit restoration firm has successfully increased the FICO credit scores of countless people by an average of 60 – 120 points due to their efforts. Once you have sent us copies of your three credit reports their procedures begin. Within 90 days after that you can expect to see your credit scores increase and we will even provide you with information on how to achieve and maintain a perfect credit score for the rest of your life.
All this and more are included in the Shielded Circle of protection program.
1. Face up to your debt crisis
2. Read up on what it really is.
3. Enroll in Act On Debt program to start protecting yourself and your assets. You will have the power of a legal team with over 25 years in the field.
4. Don't blame yourself. Debt is the predator and consumers are the prey. With a little time, nearly anyone can be protected from the Banksters.
Click here to view documents that creditors have sent to our clients.